(406) 248-6178 Montana • Wyoming • Idaho • North Dakota  

Update on Health Care Reform

The final regulations were issued in mid-February with regards to the employer responsibility provisions (aka the large employer mandate or “pay or play” penalties) under the Affordable Care Act. As you may recall, in 2013 the “pay or play” penalties were delayed until January 1, 2015. These are the penalties that will be assessed on employers with 50 or more employees who do not offer minimum essential coverage to 95% of its full-time employees or who offer coverage that is not affordable or does not meet minimum value,.

Some of the changes in the final regulations are as follows:

As we continue to research and learn more about these final regulations, we will be providing information and assistance to our members.