Also through Associated Management Services (AMS), short and long-term disability insurance is offered through Lincoln Financial Services Group to provide member employers short and long-term disability income benefits for their employees.

Most of us don’t think twice about protecting our car, our home, our health and even our valuables with insurance.  Protecting our income too makes sense considering our chance of being disabled is greater than our chance of dying during our employment years.

Disability can happen to anyone at any time.  If you or an employee become disabled, financial obligations don’t stop and often increase.

Consider these facts:

• Costly illness and injuries are responsible for the majority of U.S. bankruptcies per a 2005 Harvard Business Study, Illness & Injury as Contributors to Bankruptcy
  
  
• According to the National Safety Council, 2,330 disabling injuries occur every hour – one every two seconds
  
  
• More than 21 million Americans have disabilities that prevent them from working according to a 2002 U.S. Census Bureau publication, Americans and Disabilities
  
  

Associated Management Services is pleased to be able to offer both short-term and long-term disability plans to Associated Employers qualifying, participating employers.  The Lincoln Financial Services Group enjoys an outstanding financial rating from all four major reporting services.

And, all new Long-term Disability Policies include “Employee Connect,” an Employee Assistance Program (EAP), at no additional cost!  Employee Connect includes 24x7x365 telephonic and web access, as well as up to 4 face-to-face sessions.

To obtain a quote, contact us or call 406 248-6178.